Avoiding the Creative Crimes of the Century

June 11th, 2009

Criminals are increasingly creative in the methods by which they steal your identity, your money, and your life. They are usually several steps ahead of the average consumer. With how many of the following "creative" schemes are you familiar?

* "Dumpster-diving"

* "Mail theft"

*"Pharming"

* "Phishing"

* "Skimming"

* "Shoulder-surfing"

One of the positive things criminals have done, if I may say so, is add "creative" terms to our vocabulary. It always amazes me how intelligent and creative criminals can be! - Always one step ahead of their next victim, and ultimately, the law!

Whether they go after your mail, or go "dumpster-diving", or go "shoulder surfing", or "pharming", the end results are always the same: They become successful over another innocent victim!

Identity criminals are basically lazy people, in my opinion. Rather than getting a legitimate job, they would rather come up with "creative" schemes to part their victims from their personal information and their money.

One of the laziest ways they steal our identity, usually with our unwitting help, is through "Dumpster-diving". They simply sort through a person's trash for paper records such as credit card offers, bank statements, past paid bills, or anything that has your personal and financial information. Sometimes they can obtain a full profile of us from separate documents (such as church records, car repair records, personal letters, medical records, etc.) they find. And businesses as well as consumers fall victim to this one form of theft.

Mail theft is a low-tech method lazy criminals use to go after your personal and financial information. As with "dumpster-diving", it another easy way for criminals to get what they want with hardly any effort on their part, thanks to our unwitting help. For example, we leave a red flag on our mailbox to alert the mail carrier that there is out-going mail to be picked up. Or the mail carrier might do likewise to alert us to pick up our mail. Unfortunately, criminals love this because they tell them that the mailbox is ripe for the picking. A friend of mines calls this "The Low-Handing Fruit Scheme".

"Shoulder-surfing" is a low-tech, low-touch technique criminals use to get your information - and they boldly do so in public places usually right under our noses or over our shoulders. Typically they would watch or listen carefully as we key our credit card number or password into a keypad, or give our account number over the telephone. And don't for a moment think that they have to be standing within earshot to steal your info. No!

Sophisticated shoulder surfers have been known to use bioculars, telescopes, or super-sensitive listening devices to steal your info from across the room or across the street. Sometimes they will record the sounds for accurate playback. Recording of the keypad sounds help them analyze those tones for replicated PIN numbers and passwords. Some criminals standing nearby may even use their camera-cellphone to record the numbers they see or take a picture over your shoulder.

"Pharming" comes in several version. I'll just discuss one here. Similar to "Phishing", "Pharming" is an electronic scam in which criminals attempt to steal personal and financial information from numerous people simultaneously through something known as "Domain Spooling". Here the hackers take over a DNS server and redirect user information to a new website that they use to gather illegal information.

"Phishing" also bears mentioning here. It is a scam in which you, the consumer, are tricked into entering your personal and financial information (account numbers, Social Security number, PIN number, password, etc.) via a bogus email and website form. The email looks as if it was sent from a company with whom most consumers may have an affiliation, such as AOL ®, PayPal ®, eBay ®, or a major bank or credit card company; but, in reality, are nothing more than identity thieves hiding behind the email.

"Skimming" is a another growing identity theft scam where criminals quickly and temporarily steal a credit card and run it through a credit card reader known as a skimmer that has been reprogrammed to steal information off the card. Often, this takes place at a hectic retail store where a consumer might not notice that their credit card has been taken from them for a few moments.

And the list goes on. I'm sure that by the time you read this, there will be several new types to describe new and creative way these cybercriminals have come up with to part you from your personal information and your money. It's seem to be a losing battle - but don't give up hope yet.

The Muscle Car Craze

June 11th, 2009

Somebody once asked me why I was so fascinated with muscle cars. You know, it’s hard for an outsider looking in to understand why we muscle car lovers are so fanatical about our cars. Until they’ve been behind the wheel of a newly restored ’66 Pontiac GTO, they just haven’t a clue.

Why is it that we can browse through muscle car advertisements for hours on end? Why do we have to go to every muscle car show that comes near our town? Why do we drive out of our way to see some of the hottest muscle cars around? Why do we seemingly pour all of our extra money into our muscle cars?

Some people think a passion for muscle cars comes from peer pressure – a need to impress other people per se. As a muscle car enthusiast I can honestly say that’s not it, at least not for me. My interest in muscle cars dates way back to before I was ever concerned about what anybody thought. I have always found muscle cars to be fascinating and exciting.

First, muscle cars are original. Those who collect or restore muscle cars put their heart and soul into their hobby which makes every muscle car truly unique. Second, muscle cars are powerful. There’s nothing that gets the adrenaline pumping quite like sitting behind the wheel of a classic, high-performance muscle car. Third, when you take a classic car, restore it and muscle it up, you really have something to be proud of. It’s a lot like an artistic ability for me – like taking a blank canvas and creating an incredible piece of art out of it.

One thing is for certain, regardless of the reason a muscle car devotee is interested in muscle cars, we all seem to talk the same talk and walk the same walk. Dealing with muscle cars is an incredible social outlet. Whether we collect, restore, show, or race our muscle cars, it doesn’t matter. We’re all on the same wavelength and we truly enjoy looking at and chatting about muscle cars.

Some enthusiasts have specific lines of muscle cars that they are interested in, while others are just crazy about muscle cars in general. Some like imports, others like exports, and most all muscle car enthusiasts have a strong interest in classics. We can look at them, talk about them, drive them, or just work on them. Muscle cars give us something to look forward to, something fun to invest our time and money into, and the muscle car hobby keeps us out of trouble – for the most part.
ADS: adbrite and Dominique Piccinato

Something New With The Volvo XC90

June 11th, 2009

A quick history on the Volvo XC90. What is it?

The Volvo XC90 is actually a crossover sport utility vehicle (SUV) and it is offered as a luxury SUV and is midsize. It has been created with the Volvo P2 platform that other Volvo vehicles also use. This vehicle is quite a sensation in the auto world in the United States for sales have been very kind to it. The Volvo XC90 has been created and produced by Volvo Car Corporation and the Ford Motor Company since 2003. Considered as its competition in the vehicle market are the BMW X5, Acura MDX, and the Infiniti FX.

And now, the Volvo has just announced that the existing Volvo XC90 line of vehicles would soon be welcoming a new variant. And they would be calling it the Volvo XC90 Sport. The company claims that this is all because of the demand from Volvo XC90 customers. And this new SUV would be offering consumers a dynamic chassis setting. It also would boast of a newer appearance plus, of course, added specifications.

According to Karin Falk, who is the head of the Special Vehicles division of Volvo Cars, “We have had numerous requests for a sportier XC90. They are from customers who appreciate the versatility and comfort of an SUV but who also want a bit more driving pleasure. We have developed the Volvo XC90 Sport especially for them, with a dynamic sport chassis, stiffer anti-roll bars, firmer shock absorbers, a sport-tuned, speed dependent steering system, and larger 19 inch wheels.”

Customers are sure demanding for a newer Volvo XC90 for it cannot be denied that the market’s preferences and lifestyles are changing. And with the sportier Volvo XC90, it sure goes to show that Volvo is listening to what their market is telling them. Stores that sell Volvo C70 custom parts and other Volvo products must be ready to supply replacement parts and accessories for this new Volvo crossover SUV.
ADS: javascript css and social submitter

Tips for successful finding a Russian bride that matches you perfectly

June 10th, 2009

Thousands of men and women all over the world join online dating services. They have got different goals. Some men prefer online dating for having a good time in communication with foreigners; others would like to meet Russian women  for friendship and romance. But if your purpose is to find a perfect Russian woman for marriage there is no reason to lose your time with persons that have other goals.

Most American males do know what type of woman attracts them much. Whether that is beauty, intellect, shyness or any other emotional, mental or physical personality, you do can find a single Russian or Ukrainian woman that matches you best.

There are thousands of women in Russia, Ukraine and Belarus that are looking for love at online dating websites. They have different reasons, but most of them have thought a lot about creating a family and these ladies are ready to find romance, friendship and love with western man. So, success in online dating with Russian women is not as hard as you may think.

First of all you have to find a few right sites on the web, join them and start looking through women profiles. Perhaps, someone really special is somewhere there, waiting for you. There are lots of pretty Russian ladies registered. But remember the main goal of your online dating. Take in consideration that most prepared for marriage are women from 23-25 years old.

How can you be confident that you have found your true love?

To be convinced that both of you match perfectly and your relationship could be strong you should have common interests with you possible bride and family partner that will help you enjoy your life together.

What could be considered as common interests? It could be common life goals and priorities, money treatment (spending and saving), hobbies, etc. The only way to reveal it is communication. You have to discuss such delicate but necessary questions as housework distribution, does she prefer to stay at home to take care of house and kids, or she is planning to make career? Talk about your families and your friends, your job and your hobbies.

One of important things is your and her intellect rate to be on the same level. Thinking over your talking you have to be frank with yourself to ask if she is on the same intellect level as you are. But take in consideration her possible weak English.

When you know each other a bit closer, you have to ask yourself if you like her, if you respect her and if you accept this woman exactly as she is. Are you ready to spend the rest of your life with this Russian woman?

If you convinced that she is attracts you – ask her if she would like you to visit Russia or invite her to US. Do not put it off for a long time and don’t lose your possible love browsing for other Russian women at online dating sites.

Successful Online Dating Tips

June 10th, 2009

A few do's and don'ts of online dating

If you are new to the world of online dating and don't know its finer nuances, then you need to keep the following points in mind:

1. Create a screen name that is interesting. Avoid using one that is too sexy or hints at marriage. A screen name that includes your name should also be avoided. A screen name that is based on your looks may be most appealing to men.

2. You may be tempted to send e-mails to all the attractive guys with your zip code. If you are a little patient you my find that some of those men will contact you. If someone you fancy does not contact you, send him a short e-mail and then wait for him to follow up.

3. Avoid answering any questions you would not answer on a first date. Don't tell your date anything about your income or past relationships. It is not a good idea to tell him about how much you want to get married.

4. Include more than one photograph. Men find the visual aspect much more attractive. If you post many photos, a man will get a better idea about how you look and whether you are his type, before he meets you.

5. Don't communicate with a person who refuses sending you his photograph. He may have something to hide.

6. A person who only sends you his picture or his profile may not be worth a response. If he doesn't have the time to write you an e-mail, it is not worth wasting your time on him.

7. Always wait at least 24 hours before you respond to your date's e-mail. If you respond too quickly, he may get the impression that you are too desperate or that you have too much free time.

8. Don't log on to your personal website or answer e-mails on a Friday or Saturday. You must give the impression that you are not available, even if you are.

9. If a man does not respond, stop e-mailing him. If he is really interested in meeting you, he will contact you and ask you out for a date.

10. If a guy doesn't ask you out even after four e-mails you need to think about where the relationship is going. Keep mentioning that you are going out with friends and consider stopping all communication with him.

11. There is no need to keep your e-mails short. Sticking to three-line e-mails can seem strange to someone who sends you a long e-mail.

Romantic Birthday

June 10th, 2009

You are in love and your beloved's birthday is coming soon. Imagine the explosion of feelings. Already in romance, a person
loses all his sanity. Combine that with birthday of the beloved and you will get a perfect madcap.

I know of a lover who had sent 32 mails to his beloved on her 32nd birthday. He had no chance of sending anything else. It
was difficult to select 32 ecards, and hence all the mails went together, each expressing one particular message of love. Why
does one act like this? It is because of love. Love brings out the best in our nature. We feel on clouds all the time. Waiting to hear the beloveds voice itself becomes a great celebration. Looking at her/him is a bonus, and if one can be together for some time it is as if Gods themselves gifted this. It is romance Free Dating.

A person in love will have the most difficult time on his/her beloveds birthday. What to do? What gift to give? Where to meet? When to meet? Mind goes in a spin thinking of all this. And the feeling of love is the icing on the cake. Till now we have spoken of love. Now let us talk of birthdays. You will find even people well beyond their every age, enjoying their birthday as if there will be no tomorrow. I have always wondered, why the birthday changes everything. The mood is different.

How the day manages to do this trick has always been a question for me. In the case of beloveds birthday, the combination is
of love with birthday. The result as I said earlier is explosive. Enjoy this explosion. Not everyone is lucky.

Enjoy life. Please do not let a single moment of pleasure slip away from your hands. You never know what the next minute will
bring. Life can be treacherous at times. Enjoy the moment with all your might and float in the bliss. The day may never come
again, as it happened with the lover of the story above. He was never given a chance to send 33 mails. The beloved had turned
into his biggest foe. The protector had turned the killer. Let that not happen to anyone again. So please, enjoy. I wouldsay, birthday or no birthday, enjoy your romance at all the times.

4 Tips For Buying The Perfect Fishing Boat

June 9th, 2009

The sun is about to rise and the weather is crisp. You pack your tackle box, grab your pole and buy some worms. You make your way to the fishing dock dreaming you had the perfect fishing boat so you were landlocked no more. Now that dream can become reality with these 4 easy tips for finding and purchasing the perfect fishing boat!

Have a clear understanding of the purpose of the fishing boat. Obviously the boat is going to be used for fishing, but is it going to be used on oceans or in lakes? For day time trips or overnight stays? If you play to stay in your boat overnight, be sure to choose a boat with a hull which will allow you to ride the waves much better than a boat without one.

Make sure to have a clear understanding of your budget. Boats are very expensive items. You should be well acquainted with your finances before you take on the extra burden of a boat purchase. Boats with hulls for overnight stays and rough waters are obviously more expensive than small boats for small lakes. Know your limitations.

Read and understand the warranties fully before making a purchase. A warranty can be your best friend. Make sure the dealer you buy the boat from offers you the proper coverage in case there is any defect or problem with your boat. You don’t want to end up having to pay huge amounts to fix your boat because you forgot to check out the warranties!

Make sure the boat has proper certification .The NMMA, or the National Marine Manufacturer’s Association is an organization that tests boats that are manufactured by different companies. They only certify those boats that pass their rigorous testing. Any boat certified by the NMMA is one that you would feel safe owning.

Also, just like cars, boats must be registered. Be prepared to register your boat just like your vehicle (i.e. paying money). On top of that expense, you must now stock your boat with life jackets, brand new fishing gear, food and a cooler so you can get fishing!
ADS:

Search engine optimization (SEO) is the process of improving the volume or quality of traffic to a web site from search engines via "natural" search results. Typically, the earlier a site appears in the search results list, the more visitors it will receive from the search engine. SEO may target different kinds of search, including image search, local search, and industry-specific vertical search engines. This gives a web site web presence.

A Brief History Of Porsche

June 9th, 2009

Ferdinand Porsche was an automobile engineer with more than a thousand patents to his name, and played an important role in the development of airplanes and the construction of tanks for the Wehrmacht as well. In the 1920s he was appointed chief engineer at Mercedes-Benz in Stuttgart and later set up his own engineering workshop. There he designed, among other things, the Volkswagen. He acted as chief of operations at the plant where the Volkswagen was made, Wolfsburg, and at the end of the war he was interned by the Allies.

He was released a few years later and immediately went to work building his first car with his son, Ferry Porsche. This car was named the Porsche 356, after Ferry, and was a sports car with styling reminiscent of the Volkswagen. In fact it had the same four-cylinder boxer engine, and wore it rear-mounted, just as the VW did. This meant that it was far from being a powerful sports car, boasting a mere 40 bhp and a maximum speed of 87 mph (140 km/h). Distinguished by its elegant and innovative body, the Porsche 356 was first produced as a convertible and then as a hard top. Father and son developed it in the workshop of Erwin Komenda, a master of restrained streamlining who had been in charge of sheet metal and design techniques for Ferdinand Porsche since the VW Beetle. This new style of closed coupe designed by Komenda soon became the embodiment of the sports car, due in part to its "fastback".

Erwin Komenda and Ferdinand "Butzi" Porsche, the founder's grandson, continued this tradition with the 911.

The 911 became instantly recognizable: it had an attractive sloping bonnet reminiscent of the 356, what later became characterized as "frog eye" headlights, curves running from the top edge of the windscreen to the rear bumper, and a straight waistline. From a functional and technical point of view it shared more in common with a BMW 1500, but it retained the distinctive stylistic features of the original Porsche. The new 911 became the keystone of Porsche's identity, even though the design was not always fully appreciated. During the 1970's and 1980's, many Porsche designers attempted to distance Porsche from its legendary design and nearly brought the company to the edge of disaster. The more modern 924 model, "a people's Porsche", developed with Volkswagen, as well as the 928 fell short fulfilling expectations, and failed to allow the company to branch out in new directions and styles.

However, in the 1990's the company seemed to realize that what some perceived as a stylistic straitjacket was in fact a market advantage. During this period Porsche embraced the timeless nature of classic styling to become highly profitable. Nearly forty people now worked in the design department solely dedicated to further improvement of the long running 911. Such developments included the 911 GTI, put forward by the in-house designer Anthony R. Hatter as a powerful combination of sports and racing car. In 1999, Porsche's chief designer proudly unveiled the new Boxster, enabling Porsche to establish a second independent range of successful models.
ADS: AdWords and Google Adwords

Como Controlar Adiccion a las Apuestas

June 9th, 2009

Dicen que el primer paso para detener una adicciуn es admitir que tienes un problema. Aquн te presento una serie de consejos para tratar a un ser querido que es adicto a las apuestas de una forma efectiva.

Tratar con alguien que tiene una adicciуn a las apuestas puede ser doloroso. Tienen una tendencia a desconectarse de la familia y de los seres queridos, entonces a continuaciуn te explicare lo que debes hacer en el caso que alguien que quieres es adicto a las apuestas.

Algunos de los pasos son difнciles, sin embargo tienen un muy buen resultado y son importantes tener en cuenta la hora de actuar.

La primer cosa que debes hacer es esconder tus objetos de valor, y si esta persona vive contigo, deberбs mantenerlos bajo llaves y si eso no es posible entonces llevarlos a un banco bajo una caja de seguridad.

Si esta persona es tu hijo o pareja, entonces deberбs limitar su acceso a tu dinero. En muchas circunstancias gente ha gastado los ahorros familiares y ahorros para la universidad de sus hijos. Entonces si puedes obtener el nъmero de cuentas de la persona indicada, si no es demasiado tarde, y cancelar todas sus tarjetas de crйdito.

En algъn momento deberбs confrontarlo. Cuado lo hagas, es importante no gritarle y no enojarse; sino diles como te afecta lo que estбn haciendo. Asegurate de que la gente cercana a ellos estйn ahн para ayudarte y apoyarte (sin contradecirte).

Es importante que todos tomen turnos y le digan a la persona como su adicciуn a las apuestas ha afectado sus relaciones, sin hacerlo agresivamente, sino tranquilamente. Esto ayudara a la persona a darse cuenta que la gente que lo quiere esta viendo algo que el no ve, y comenzara a mirar a sus acciones con otros ojos.

Recuerda, el objetivo de confrontarlo no es de hacerlos dejar de apostar completamente, pero ayudarlos a reconocer que tienen un problema. Y buscar ayuda profesional.

Algunas personas recomiendan que lleves a la persona a Encuentros de Adictos Anуnimos a las Apuestas, pero yo no creo que sea buena idea. Aunque esta sea una organizaciуn que ayuda a aquellos con problemas de apuestas a alejarse de ellas, creo que algunos necesitan una sesiуn o dos con un psicуlogo o un consejero entrenado para tratar con adictos al juego.

Luego de que todo este dicho y hecho, deberбs estar listo ya que la mayor parte del tiempo el apostador seguirб apostando, quizбs lo intenten hacer en secreto pero no se detendrб completamente.

En la mayorнa de las adicciones, la persona con el problema necesita tocar el fondo, y luego cuando haya perdido todo lo que significa para el importante (familia, amigos, trabajo), comenzaran a ver el problema y buscar ayuda. Si conoces a alguien que no admite tener el problema de ser adicto, te recomiendo que si ya has intentado tu mejor esfuerzo, deberбs estar listo a alejarte, y recuerda que en algъn punto debes abandonar a un barco hundido antes de ir abajo a buscarlo.

Para encontrar mбs informaciуn sobre el tema puedes buscar en Apostadores Anуnimos.

ADS: LifeHack and Lester Lee

6 tips for NOT dating Russian women

June 7th, 2009

Look around the (online dating) web and you will notice that the online dating scene is a lot focused on single Russian women and other East European women. The reason that in particular women from these countries are looking for a foreign partner is generally known, but will not be discussed in this article. But I do like to give you some tips when you must NOT dating or contacting Russian women.

Let me give you 6 valuable tips:

Tip 1.
If you are a single man and you don’t want to be single anymore then you probably already are using the Internet as a source to find a new partner. But fun dating, chatting and ‘playing around’ with people from your own culture or country is something different then being determined to find specific a Russian woman with the one and only purpose: to marry her. This means traveling to Russia (to meet her), possible language barrier, learning about the Russian (women) culture, be prepared for unexpected situations, like money expenses, possible scam situations (if you are looking in the wrong places) and many more.
If you are not convinced about yourself that this is all worth for you, then don’t start dating or contacting Russian women. A serious looking Russian woman who is a formal member of a serious established agency has already prepared herself before she decides to register herself as a possible candidate for serious looking single men from all over the world. She is not looking for pen pals or everlasting month’s of email correspondence, no she is looking for a life partner with one main purpose: to build a happy family.

Tip 2.
If you think that register yourself at some dubious free dating site would be enough to present yourself as a serious looking single man, who is looking for a serious marriage minded Russian woman with the expectation that many women will contact you first, then don’t start to find your future Russian wife in these places, because you will not find them here. These kind of sites can be fun of course, but are also hotbeds for possible scammers.
Believe me, I have unfortunately a lot of experience with men who started at the wrong places. Be smart and take a huge head-start by avoiding these places.

Tip 3.
There are people who register themselves in men’s catalogs with photographs as if they are looking like ‘Tarzan’s’ or use photo’s only wearing swimming shorts, just to impress young good looking ladies. And write a biography using 3 lines like “Hello, my name is [name], I am a single man looking for a young beautiful woman who also likes music, going out, having fun and drive fast cars, if you are interested, then please write me back”
If you identify yourself with that kind of persons, then don’t contact or try to impress Russian women in such way. Russian women are not looking for Brad Pitt look-alikes or muscles like Sylvester Stallone. They are not judging ‘looks’ at all, and you will find out why if you take the trouble to do this the right way.

Tip4.
If you think Russian women are looking for any (western) man just because you think they are looking for a new country, a better life, a wealthy man, no matter if he is 20 years older than she is, then please keep on dreaming. They just seek compatible partners for long term-relationships and marriage and want to love and be loved, that’s all no more, no less!

Tip 5.
If you don’t have a regular job or (enough) income or don’t have a house/apartment (rent or owned) big enough to live with a family, or if you have any serious criminal records (I am not talking about non paid parking tickets), then don’t try to bring a Russian woman into your country. You will not succeed. Not because of my personal advise which has nothing to do with this, but because of the strict regulations, procedures and rules that are imposed by the authorities when you have the intention to immigrate a Russian woman into your country.

Tip 6
If you think, that when she finally joins you in your country, you can start living your ‘normal’ life again and if you think she is capable enough to find her own way in your (for her) strange country, to find at once a job, to teach herself your language and find by herself new friends and if you think she should be ‘thankful’ that you have ‘pulled her out’ her poor mafia controlled and corrupted country, then don’t start even thinking about contacting a Russian woman. At least the first month’s she will need extra support from you to settle herself with you as a ‘just married’  husband-and-wife couple and she has to adjust to your country (customs), your culture, your language, your friends, your colleague’s, your shops, your train and bus schedule, your etc. and that takes time and patience from both of you.

But my (western) husband and I can assure you: It’s all worth it!

Please do not think I am some weird arrogant Russian woman and do understand that I am certainly not trying to discourage you to ‘date’ Russian women, on the contrary, I only want to give you some serious tips about the things that really won’t work and if you want to learn more, please visit my website ‘Are you crazy enough to marry a Russian woman and start reading my advise chapters.